By Stephanie Reid, Avvo attorney and NakedLaw contributor In addition to the health and safety dangers of sub-zero temperatures, blinding snowstorms and inconspicuous ice sheets, winter weather can also be incredibly dangerous to your home. Homeowners must consider a number of winter weather issues, including legal liabilities to watch out for and knowing whether your homeowners insurance policy has you covered. Winter damage culprits The two main causes of wintertime home damage are snow and ice. The weight of snow can…

No matter what your local rental market looks like, the process of finding a place that works within your budget, timeframe and wish list can be a balancing act. Understanding the current market and typical search process can help you mitigate some of the stress involved. Today’s rental market In many metros, renting takes up more of people’s income than in past years, largely because demand for rentals often outpaces supply, driving up prices. Growing job markets – like the…

There are so many types of homes and houses, and some can be easily confused. Let’s take a look at definitions of homes that are often mixed up, so you can be sure that you know what you’re looking for. What is a single-family home vs. a multifamily home? Families come in all shapes in sizes, as do single-family homes. A single-family home is a standalone house built for one family. If a structure includes more than one collection of…

Looking for a fresh start for the new year? Consider upgrading your kitchen. Those Shaker-style cabinets should be the first thing to go, and you’ll probably want to give the dramatic paint trend a try. Here are some trends professional designers say we’ll be seeing a lot of. 1. Clean lines “We aren’t seeing as many Shaker-style cabinets,” says VW Fowlkes, principal and founder of Fowlkes Studio in Washington, D.C. “They became trendy [in the ’90s] and people thought the…

Americans are moving less than ever, according to Zillow’s analysis of the U.S. Census Bureau’s Current Population Survey. Just 4.2 percent of American homeowners moved between 2015 and 2016 – which is almost half the 7.7 percent rate reported in 1990. According to the Zillow Group Consumer Housing Trends Report 2017, 86 percent of all American homeowners – defined as those who have owned their home for more than a year – have no plans to move in the next…

Home design trends come and go – and in 2018, one look that’s on its way out could actually cause your home to sell for less. Here’s a look at five design trends you’ll be seeing more of in 2018, and three it’s time to kiss goodbye (especially if one of your New Year’s resolutions is to sell your home). Trending in 2018 Floral prints Interior design experts predict floral prints in bold, contrasting colors will make a big comeback in…

It’s true that changing jobs can affect your loan approval, but, like most mortgage-related questions, the devil is in the details. So long as you are moving from one position to one with equal or higher income, and you are able to provide documentation of your work and income history, any changes to your loan approval chances should be minimal. The most important thing for lenders and their underwriters is ensuring you can repay the loan, and the best indicators…

Navigating the purchase of a home can be overwhelming for first-time buyers. Lenders require documentation of seemingly every detail of your life before granting a loan. And of course, they will require a credit check. A question many buyers have is whether a lender pulls your credit more than once during the purchase process. The answer is yes. Lenders pull borrowers’ credit in the beginning of the approval process, and then again just prior to closing. Initial credit check for…

When it comes to giving back, most people immediately think of donating time or money to a cause. But another just as impactful – and perhaps less thought of – option is sharing your home as a force for good. Here are six ways to make a difference with your home. 1. Connect your neighbors through reading Perhaps you’ve seen charming little structures in your neighborhood that are similar to mailboxes but filled with books. Strted in 2009, the Little…

Paint is easily one of the biggest home design tools at your disposal. It has the ability to take a room from dark and dingy to light and bright – and from small and cramped to spacious and airy. To find out exactly how to change the look of a room with paint, we asked house-flipping pros and owners of Seattle-based Urban Squirrel, Lora Lindberg and Debbie Cederlind, for some pointers. “Paint can lend a feeling you want to evoke,”…